Medical/Dental Insurance:

The following medical plans are offered at Los Rios:

• Kaiser HMO
• Health Net HMO
• Health Net PPO
• PacifiCare HMO
  

Dental coverage is provided by Delta Dental Plan of California.

All of Los Rios’ health plans cover the entire family. Therefore, eligible dependents may be covered at no additional cost to the employee. Coverage begins on the first day of the month following the hire date. Coverage is available for domestic partners and their dependents as well.

Sick Leave:

Permanent employees accrue sick leave on a monthly basis. The amount of the accrual is determined by their respective collective bargaining agreements or district policy, and by the numbers of hours worked. Employees working less than full time will accrue on a pro-rata basis.

Vacation:

Permanent classified employees and certificated managers accrue vacation on a monthly basis. The amount of the accrual is determined by their respective collective bargaining agreements or district policy, and by the numbers of hours worked. Employees working less than full time will accrue on a pro-rata basis.

Other paid leaves:

Other paid leaves for permanent employees include personal business, personal necessity, bereavement, critical illness, jury duty and military leave.

Disability Insurance: 

Permanent employees working 20 hours per week or more are automatically covered by the district’s long-term disability plan. Los Rios pays the premium for this plan. The disability plan provides payment up to 66 2/3% of the first $7,500 of gross salary, subject to a maximum monthly benefit of $5,000. 

Cafeteria Plan (Section 125):

Premium Only Plan (POP)– Medical/dental deductions (if any) are taken on a pre-tax basis. 

Dependent Care Assistance Plan (DCAP) - This plan enables employees to fund eligible dependent care expenses with pre-tax dollars.

Medical Expense FSA - This plan enables employees to fund eligible uncovered medical/dental/vision expenses with pre-tax dollars.

Retirement System:

Permanent employees who work 50% or more of full time become members of one of two defined benefit retirement systems, with monthly employee payroll deductions:

Academic Employees – State Teacher’s Retirement System (CalSTRS)
Classified Employees – Public Employee’s Retirement System (CalPERS)

Tax-Deferred Investments:

There are two separate tax-deferred savings programs at Los Rios:

403(b) Tax-Deferred Savings Plan - Employees may invest in either mutual funds or annuities, selecting from an approved list of companies offering these investments. 

457 Deferred Compensation Plan - Employees may in invest in a savings account, CD’s or several mutual fund families. This plan is administered by School’s Financial Credit Union, Tax Deferred Services, TIAA CREF and/or CalPERS.

The information contained herein is general in nature. For detailed information, please refer to the appropriate collective bargaining agreement or district policy.

For more information, please contact us at:

Employee Benefits Department
1919 Spanos Court
Sacramento, CA 95825
(916) 568-3070 Fax (916) 568-3078
email: benefits@losrios.edu